Personal Budget & Spending Tracker
A budget that tracks itself — log expenses, watch the dashboard update.
A complete five-sheet budgeting system. Log expenses on the Transactions sheet and your Budget breakdown and visual Dashboard update instantly — pie chart of where your money goes, budget-vs-actual bars, savings rate, and progress bars for every category. No formulas to touch.
What's included
- ✓Live dashboard with spending pie + budget-vs-actual charts
- ✓400-row transaction log with category drop-downs
- ✓Automatic progress bars and overspend alerts
- ✓Savings-rate and 'left to spend' tracking
- ✓Works in Excel, Google Sheets & Apple Numbers
Every sheet, explained
- Dashboard
- Income, spent, left-to-spend & savings-rate KPIs, plus a spending pie chart and budget-vs-actual bar chart.
- Budget vs Actual
- Every category with budgeted, actual, remaining and % used — with automatic data bars and red overspend alerts.
- Transactions
- A 400-row expense log with category drop-downs that powers everything else.
- Setup
- Your income and category budgets in one place.
- Welcome
- A quick-start guide so you're running in two minutes.
New to this? Read the free guide:
How to Use Excel for Budgeting →